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STS Growth deploys corporate transformation funding (ESD) into vetted community scheme projects through loan, grant and blended structures, supported by transparent reporting and the potential to recycle repaid capital.
STS Growth
WHO WE ARE
STS Growth (Pty) Ltd (STSG) is a Majority Black-Owned, Level 2 B-BBEE contributor that connects corporate transformation funding with practical investment in South Africa’s community schemes. We support sectional title bodies corporate and homeowners’ associations that require capital to restore essential infrastructure, improve safety, strengthen financial resilience and create more sustainable places to live.
STS Growth is supported by BC Funding Solution’s 20-year community scheme lending track record, with more than R2 billion deployed across over 3,000 schemes, together with Gemmill Advisory’s 35 years of structured finance experience. This foundation enables us to assess opportunities, structure fit-for-purpose funding and manage deployment through established lending infrastructure.
Since 2024, STSG has secured grant and interest-bearing loan contributions, deployed capital into its first funded schemes and begun receiving loan repayments. Where funding is structured as a loan, repaid capital can be redeployed into new projects, extending the impact of a contribution beyond a single funding cycle.
WHAT WE DO
We manage the full funding lifecycle, from identifying suitable opportunities to tracking repayments and reporting measurable outcomes.
The STSG Approach
RECOVERABLE CAPITAL, REPEATABLE IMPACT
Traditional contributions generally create impact once. A loan-based structure creates the potential for capital to be recovered and redeployed, allowing the same pool of funding to support multiple community schemes over time.
DATA-LED DEPLOYMENT
Funding decisions are informed by a structured review of the scheme’s financial position, governance, property information, proposed project and expected impact. This helps direct capital towards projects with a credible path to delivery and repayment.
SUSTAINABILITY BUILT INTO PROJECT SELECTION
We prioritise projects that can improve building condition, safety, governance, energy or water efficiency, local economic participation and the long-term resilience of the community scheme.
WHY FUNDERS PARTNER WITH STS GROWTH
Partnering with STS Growth means aligning your financial objectives with transformative social impact. Here’s why
A PRACTICAL ROUTE TO TRANSFORMATION OBJECTIVES
STSG helps funders translate Enterprise Development, Supplier Development, Socio-Economic Development and ESG objectives into identifiable projects with defined funding structures, documentation and measurable outcomes.
EXPERIENCED EXECUTION CAPABILITY
Our model is supported by BC Funding Solutions’s established community scheme lending infrastructure and Gemmill Advisory’s structured finance experience, reducing the execution burden for funders.
FLEXIBLE CAPITAL STRUCTURES
Contributions can be structured as interest-bearing loans, interest-free loans, grants or a combination of these, allowing the funding approach to be aligned with the corporate contributor’s commercial, scorecard and impact priorities.
CLEAR VISIBILITY OVER DEPLOYMENT AND RESULTS
Corporate contributors receive reporting on capital deployed, funded projects, repayment performance and agreed impact measures, creating a clear link between the original contribution and the outcomes achieved against an ED plan.
HOW TO PARTNER WITH STS GROWTH
Here’s how it works
1. Align objectives
We confirm the Corporate contributor’s B-BBEE, ESG, financial and timing objectives, including the required contribution and year-end considerations.
2. Select the funding structure
Together, we determine whether an interest-bearing loan, interest-free loan, grant or blended structure is most appropriate.
3. Complete the documentation and deploy
STSG prepares the required agreements and supporting documentation, including acknowledgement letters, ownership certificates and affidavits, and then deploys capital into approved opportunities.
4. Track performance
Corporate contributors receive capital statements and impact reporting that show how funding has been deployed by STS Growth, how STS Growth projects are progressing and, where applicable, how loan repayments are performing.
PARTNERING WITH STS GROWTH IS A SEAMLESS PROCESS DESIGNED TO ENSURE EFFICIENCY AND IMPACT
Earn essential B-BBEE scorecard points and meet ESG benchmarks
Capital is repaid with or without a return depending on your requirements
Be part of a quantifiable transformation journey
Gain marketing opportunities within uplifted communities
OUR IMPACT IN ACTION
STS Growth deploys capital into multiple community schemes, supporting projects that strengthen financial sustainability and improve the communities they serve.
Constantia Court, showcased below, demonstrates the tangible impact this capital can have. Funding supported the renewal of the building façade and the installation of a biometric security system, with the scheme now repaying its loan.
Constantia Court
A blended loan and grant structure funded the renewal of the building’s façade and the installation of a biometric security system. Local contractors were used in delivering the work, the project has been completed and loan repayments are underway.
Project need: Façade rehabilitation and improved access security.
Funding structure: Loan and grant funding.
Delivery: Façade renewal and biometric security installation using local contractors.
Current status: Project completed; loan repayments underway.
TYPES OF FUNDING WE FACILITATE
The final scorecard treatment of any contribution depends on the agreed structure and should be confirmed with the corporate contributors B-BBEE adviser or verification agency.
Put your ESD capital to work more than once.
Structure a contribution aligned with your NPAT, year-end timing and transformation objectives. Book a 20-minute ESD structuring call to explore the most suitable funding route for your organisation.